auto loan online application
just applied for a walmart card online, and?
they asked me questions after the application like
‘your credit history indicates you have a mortgage opened on or around august 2007, which bank is it with, what is your payment?’ i chose none of the above because that is false. i don’t have a mortgage loan. they also said it seems i have an auto loan opened in 2005. which i DON’T. so again i chose none of the above. i was approved for the card just fine but my credit history shouldn;t be showing those things. i never had a mortgage or a loan.
should i be concerned? like maybe they think i’m someone else? i typed in my info correctly.. but just, wtf? should i call them tomorrow?
They are just making sure you are whom you say you are. They know you don’t have these loans and you gave the correct answer.
It doesn’t seem you have a problem but everyone should check their credit at least annually, which is free at annualcreditreport.com.
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