auto loan underwriting
Need Excuse for collateral Auto Loan?
hi, I am trying to get a loan on an auto which is already paid off. I’m going to get the collateral loan on my car, but they want to know why am I need the money since the car is paid off. I am trying to build my credit but that’s not what they want to hear so I told them i need money for family emergency . The underwrite asked me what kind of family emergency ? ..So I need help in saying some family emergency excuse so they can actually give me the money…
Instead of borrowing the money at most likely a high interest rate, go to the bank you do business with and get a secured loan against your savings account. If you do not have one, save until you have $1000, open a account, set the loan up to be repaid in 12 months (make sure and put the money the bank gives you in a account to reapy the loan).
This will accomplish the same thing, it will build your credit, you will still have a clear title to your car and you will pay less in interest.
RDR underwriting Analytic Tool
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Leave Us a Loan $8.47 Description not provided. |
