chase auto loans online

Why is Chase Bank making me pay 10 more bucks to pay my auto loan online, i have 2 cc’s that i pay with no fee?
My 2 credit cards with them don’t charge a fee to pay online, what the hell!
no willie the interest is already part of the loan, not an extra 10 bucks a month, take another class, anyone else?
why they charge, I’m not sure. But ways to get around it..many.
two scenarios:
1st


