auto loan interest calculators
What’s considered a high interest rate on an auto loan?
I’m looking to buy my very first car and I’m clue less as to what a high interest rate is. I’m 19 and I’ve already managed to mess up my credit but I also have 2 kids and a husband and we need to get around. I was looking into setting my budget at around $8,000 for a nice used car but what’s considered a high interest rate…15% or 25%?? I’m really not sure because alot of sites offer calculators if you know your interest rate so I can calculate my payments.
Those would be VERY HIGH rates!!!!!
Is your credit really that messed up?
First let me say – you are a walking target. Please
don’t be. I am sure you need to get around, especially with two kids. But don’t get ripped off just because you are in
a hurry!
Do you have a credit union you belong to? or can join? They tend to work with you and try to build a relationship with you
a little better than a standard “bank.”
Can you borrow the money from an older relative perhaps?
If you offer to pay THEM a higher interest rate than they could get in the bank, (which pays them nothing on their savings) perhaps you could make payments to them? Then take the 8K and go buy yourself a reliable car with low miles.
15-25% You would never get that thing paid off honey. Keep thinking. Someone will let you make payments and they won’t be a loan shark. And remember they are sweet talkers!! Do your homework. Best of luck.
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