auto loan refinance options
Auto Loan Stinky Situation?
I bought a family car (2004 Buick Rainer) in my name payoff $21,000. KBB Private Sale is $15,000. My wife backed out of her half left me with a payment of $720 a month causing serious delinquencies on my credit now I can’t trade it in, I can’t refinance due to my affected credit score, I can’t sell coz the bank won’t release the title without full payoff.. I have thought of many options voluntary Repo being the last. How can I get out of this loan without hurting my credit? What are my options ? Please advice.
The only real solution to your problem is to increase your income. This means you are either going to have to get a second job, or find a way to get some overtime at your current job. If you find a part time job at $10 per hour and work 20 hours per week, that gives you an additional $800 per month before taxes. Even if taxes take half, it will cover the money your wife should be paying!
Good luck
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